Take-Home Pay Calculator · Offline Calculation
Salary Secret
See at a glance how your gross annual salary translates into monthly take-home pay, a weekday's earnings, and the time it takes to afford an apartment or a car.
Based on Korean workplace-insured employees
Stored only on your device
Based on 2026 figures
Key Features
The real monthly salary hidden behind the annual salary figure
Everything flows in one stream: enter your annual salary, check your net pay card, review deduction details, browse the salary list, and set apartment and car goals.
Monthly Net Pay
Divides your gross annual salary by 12 months, applies taxes and the four major insurances, and estimates the amount deposited into your account each month plus a per-weekday-day amount.
Deduction Details
Check each item: National Pension, Health Insurance, Long-Term Care Insurance, Employment Insurance, earned income tax, and local income tax.
Salary List
Compare monthly net pay and deduction items at a glance across ranges from ₩10 million to ₩1 billion, and instantly apply the salary you want.
Up to an Apartment and a Car
Assuming you save all of your net pay, calculates how long it takes based on region, representative apartment complex, and car model presets.
Presets
Compare with goal amounts that feel relevant today
For apartments, quickly pick approximate prices based on regions and representative complexes; for cars, choose amounts based on familiar car models.
Apartment
₩500 million outside the capital region
₩800 million in the capital region
₩1.2 billion in Seoul
Dongtan Station Lotte Castle, ₩2.2 billion
Gwanggyo Jungheung S, ₩1.8 billion
Jamsil ELSS, ₩3.3 billion
Pangyo Prugio, ₩3.4 billion
Banpo One Bailey, ₩6 billion
Car
Avante ₩30 million
Sorento ₩50 million
GV80 ₩80 million
S-Class ₩150 million
Stored on device
Your inputs are stored only on your device.
Calculate right away without creating an account. Your last salary and target price are kept only in your device's internal storage so they can be restored when you relaunch the app.
About the calculations
Calculation results are estimates based on publicly available reference data. Actual take-home pay may differ depending on each company's payroll processing, bonuses, allowances, withholding methods, and year-end tax settlement results.